How many times have you said it's time to compare cheaper insurance rates in Asheboro, NC? Having to pay for pricey insurance in Asheboro can eat up your savings, especially in this economy. Comparing cost estimates is a great way to ensure you are getting the best deal.

Shocking but true, the vast majority of drivers kept their coverage with the same insurance company for a minimum of four years, and approximately 40% of consumers have never compared rates to find lower-cost insurance. Most drivers in the U.S. could save as much as $859 every year just by comparing rates, but they don't want to take the time to do a rate comparison. Many insurers compete for your insurance dollar, so it's not easy to compare every insurer to find the absolute lowest price on insurance.

Car insurance discounts help lower rates

Insurance can cost an arm and a leg, but you may qualify for discounts to reduce the price significantly. Certain discounts will be applied when you quote, but occasionally some discounts must be specially asked for before they will apply.Car insurance discounts

Just know that most of the big mark downs will not be given the the whole policy. Most only cut individual premiums such as collision or personal injury protection. Even though the math looks like it's possible to get free car insurance, that's just not realistic.

For a list of insurers who offer cheap car insurance quotes in Asheboro in Asheboro, follow this link.

The most recommended method to compare rates takes advantage of the fact most of the bigger providers provide online access to provide you with a free rate quote. The one thing you need to do is give the companies some data like whether you are single or married, how much education you have, your general credit rating, and the ages of drivers. That rating data is instantly submitted to many different companies and you will receive price estimates instantly to find the best rate.

To get price quotes for your car now, click here and complete the form.

The companies shown below are our best choices to provide price quotes in Asheboro, NC. If several companies are displayed, it's a good idea that you compare several of them in order to find the most affordable rates.

Insurance Rates for Popular Vehicles in Asheboro
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT Extended Cab 4WD $748 $374 $62
Chevrolet Impala LS $672 $336 $56
Chevrolet Malibu LT $1,096 $548 $91
Chevrolet Silverado LT Extended Cab 2WD $800 $400 $67
Dodge Ram Quad Cab Laramie 2WD $856 $428 $71
Ford Escape XLS 2WD $708 $354 $59
Ford F-150 FX2 2WD $860 $430 $72
Ford Focus S 4-Dr Sedan $746 $373 $62
Honda Accord EX 2-Dr Coupe $884 $442 $74
Honda CR-V LX 4WD $642 $321 $54
Honda Civic SI 4-Dr Sedan $732 $366 $61
Nissan Altima 3.5 SR 2-Dr Coupe $706 $353 $59
Toyota Camry XLE $774 $387 $65
Toyota Corolla S $906 $453 $76
Toyota Prius $846 $423 $71
Get Your Own Custom Quote Go

Table data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and North Carolina minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Premium amounts do not factor in vehicle location which can alter premium rates greatly.

Male drivers compared to female drivers

The information below illustrates the comparison of insurance premiums for male and female drivers in Asheboro. The information is based on no claims, a clean driving record, comprehensive and collision coverage, $250 deductibles, marital status is single, and no discounts are taken into consideration on a Chevrolet Malibu LS.

Chevrolet Malibu rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Quote lower-cost car insurance with these tips

One of the most helpful ways to save on car insurance is to to have a grasp of the factors that help calculate your policy premiums. When you understand what influences your rates, this enables you to make decisions that could help you find much lower annual insurance costs. Many things are taken into consideration when premium rates are determined. Some are pretty understandable such as your driving history, but other factors are not quite as obvious such as whether you are married or how safe your car is.

The following are a partial list of the pieces used by insurance companies to determine your premiums.

Higher prices for high stress occupations - Occupations such as lawyers, architects and accountants usually pay higher premium rates due to intense work situations and long work hours. Conversely, jobs such as farmers, engineers and the unemployed have the lowest average rates.

Always keep your policy in place - Having a lapse in insurance coverage will be a fast way to trigger a rate increase. Not only will rates go up, being ticketed for driving with no insurance might get you a revoked license or a big fine.

Cheaper premiums with safer cars - Cars with high safety ratings get lower rates. These vehicles protect occupants better and lower injury rates means less money paid by your insurance company passed on to you as lower rates. If your car earned at least an "acceptable" rating on the Insurance Institute for Highway Safety website or four stars on the National Highway Traffic Safety Administration website you may qualify for a discount.

Add-on coverages can add up - There are a lot of add-on coverages that can add up on your policy. Coverages like replacement cost coverage, accidental death, and Farm Bureau memberships are examples of these. They may seem good when you first buy your policy, but your needs may have changed so think about removing them and cutting costs.

More performance means more cost - The type of car or truck you are insuring makes a significant difference in your premium level. Economy passenger vehicles receive the most favorable rates, but your final cost has many other factors.

Auto insurance does more than just repair your car

Despite the fact that auto insurance is not cheap in Asheboro, insurance is most likely required but also gives you several important benefits.

The benefits of having auto insurance greatly outweigh the cost, especially if you ever need it. According to a survey of 1,000 drivers, the average driver overpays as much as $865 each year so you should quote your policy with other companies at least once a year to make sure the price is not too high.

Auto insurance claims by make and model

Which vehicles have good claim ratings? The statistics below outline the good and bad vehicle makes and models for overall likelihood of having to file claims.

Bodily Injury Liability Claims by Vehicle
Lowest Overall Losses Highest Overall Losses
Subaru Outback Kia Rio
Audi A6 Chevrolet Impala
Fiat 500 Chevrolet Cruze
Chevrolet Corvette Mitsubishi Mirage
Acura MDX Hyndai Accent
Subaru Forester Kia Optima

Statistics from IIHS.org for 2013-2015 Model Years

Vehicles with the Lowest and Highest Medical Payment Insurance Claims
Lowest Overall Losses Highest Overall Losses
Tesla Model S Chevrolet Spark
Land Rover Range Rover Sport Chevrolet Sonic
Ford Expedition Nissan Versa
Ford F-250 SuperCrew Mitsubishi Mirage
Chevrolet Corvette Kia Forte
Chevrolet Silverado 2500 Chrysler 200

Statistics from IIHS.org for 2013-2015 Model Years

Car Insurance Comprehensive Claims by Vehicle Make and Model
Lowest Overall Losses Highest Overall Losses
Nissan Xterra BMW M6
Nissan Leaf Maserati Quattroporte
Chevy Silverado 2500 Porsche Panamera GTS
Smart ForTwo Bentley Continental GTC
Chevy Spark Mercedes-Benz S Class
Volvo V60 Bentley Continental GT

Statistics from IIHS.org for 2013-2015 Model Years

Vehicle Models with the Lowest and Highest Collision Claims
Lowest Overall Losses Highest Overall Losses
Mini Cooper Nissan GT-R
Smart ForTwo Bently Continental GTC
Ford F-150 SuperCrew Audi RS7
Ford F-250 SuperCab Maserati Ghibli
Chevrolet Colorado BMW M6
Nissan Xterra Bently Continental GT

Statistics from IIHS.org for 2013-2015 Model Years

Don't give up on cheap coverage

While you're price shopping online, never buy lower coverage limits just to save a few bucks. There are a lot of situations where someone dropped liability limits or collision coverage and found out when filing a claim that saving that couple of dollars actually costed them tens of thousands. The aim is to buy a smart amount of coverage at the best price and still be able to protect your assets.

Some auto insurance companies do not provide internet price quotes and usually these regional insurance providers work with local independent agents. Low-cost auto insurance in Asheboro is possible from both online companies and from local agencies, and you should compare rates from both to have the best rate selection.

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