Would you prefer to buy the cheapest car insurance rates in Winston-Salem, NC? Are you sick and tired of scraping nickels together to buy car insurance? You are no different than the majority of other vehicle owners in North Carolina.

A study showed that over 70% of North Carolina drivers have purchased from the same company for over three years, and 38% of customers have never compared quotes from other companies. With the average premium in the United States being $1,847, drivers could pocket approximately $859 a year just by getting comparison quotes, but they don't believe the large savings they would see if they switched to a cheaper policy. Due to the abundance of online and local companies to choose from, it's difficult to choose the lowest price car insurance provider.

Many insurance companies like Progressive, Allstate and GEICO make it easy to get prices for coverage from their websites. Getting online rates is possible for anyone because you just enter the coverage amounts you desire into a form. After the form is submitted, the system will obtain reports for credit and driving violations and quotes a price based on many factors. Quoting online makes it easy to compare insurance prices and it's necessary to get many rate quotes in order to find cheaper auto insurance pricing.

To get comparison pricing now, compare rates from the companies below. If you have coverage now, it's recommended you replicate the coverages exactly as shown on your declarations page. This makes sure you are getting comparison quotes for the exact same coverage.

The following companies are ready to provide comparison quotes in North Carolina. If more than one company is shown, it's a good idea that you visit several of them in order to get a fair rate comparison.

Insurance Costs for Popular Vehicles in Winston-Salem
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT 2WD $652 $326 $54
Chevrolet Equinox LTZ 2WD $746 $373 $62
Chevrolet Impala LTZ $710 $355 $59
Chevrolet Silverado LT Extended Cab 4WD $670 $335 $56
Dodge Ram Quad Cab TRX4 Off Road 2WD $856 $428 $71
Ford Edge SEL 2WD $770 $385 $64
Ford Escape XLS 4WD $664 $332 $55
Ford Explorer Eddie Bauer 4WD $994 $497 $83
Ford F-150 FX2 2WD $658 $329 $55
Ford Focus SES 4-Dr Sedan $782 $391 $65
Honda Accord EX-L 4-Dr Sedan $820 $410 $68
Honda CR-V EX 2WD $836 $418 $70
Honda Civic VP 4-Dr Sedan $1,014 $507 $85
Honda Odyssey EX W/Rear Entertainment $646 $323 $54
Hyundai Elantra GLS 4-Dr Sedan $694 $347 $58
Nissan Altima 3.5 SR 4-Dr Sedan $692 $346 $58
Toyota Camry SE $800 $400 $67
Toyota Corolla XLE $820 $410 $68
Toyota Prius $722 $361 $60
Toyota Tacoma Double Cab TRD Sport Package 4WD $708 $354 $59
Get Your Own Custom Quote Go

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and North Carolina minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, claim-free, and safe-driver. Rates do not factor in Winston-Salem location which can increase or decrease rates substantially.

Poor driving habits will raise your car insurance rates

The illustration below demonstrates how speeding tickets and fender-benders raise Ford Escape annual premium costs for different age groups. The premium estimates are based on a married male driver, full physical damage coverage, $250 deductibles, and no discounts are applied.

Ford Escape rates are for example purposes only. To get rates for your specific vehicle, click here.

Deductible analysis

The illustration below highlights how deductible selection and can influence Ford F-150 insurance rates for each different age category. The costs are based on a married female driver, full coverage, and no additional discounts are factored in.

Ford F-150 rates are for example purposes only. To get rates for your specific vehicle, click here.

Local insurance agents

A lot of people would prefer to get professional advice from a licensed agent and that is recommended in a lot of cases Professional insurance agents can make sure you are properly covered and give you someone to call. A nice benefit of comparing rates online is the fact that drivers can get the best rates and still have an agent to talk to.

Winston-Salem insurance agentsOnce you complete this simple form, the quote information is immediately sent to local insurance agents in Winston-Salem who will return price quotes for your insurance coverage. You won't even need to find an agent on your own as quotes are delivered straight to your inbox. In the event you want to get a rate quote for a specific company, you can always jump over to their website to submit a rate quote request.

Choosing a insurance company requires more thought than just the price. Any good agent in Winston-Salem should know the answers to these questions.

After getting good responses to your questions as well as offering an affordable quote, you have narrowed it down to an insurer that can be trusted to adequately provide insurance. Just be aware that it's your policy and you can cancel your policy at any point so never assume you're contractually obligated to any particular company for the full term.