Do you want an efficient way to compare low-cost Nissan Altima insurance in Greensboro? Did you fall for a flashy sales pitch and buy overpriced Nissan Altima insurance in Greensboro? Believe me, many Greensboro consumers are in the same pinch.

Insurance rates Nissan Altima in GreensboroAmazingly, a recent NerdWallet.com study showed that a large majority of drivers have been with the same company for at least four years, and nearly 40% of drivers have never compared rates from other carriers. Greensboro consumers can save hundreds of dollars each year by just comparing rate quotes, but they don't know the big savings they would realize if they bought a different policy.

Since you have so many insurance providers from which to choose, it can be hard to find the lowest cost insurance company.

It's smart to do price comparisons every six months since insurance prices change regularly. Even if you got the lowest rate on Nissan Altima insurance in Greensboro six months ago you can probably find a better premium rate now. Ignore everything you know about auto insurance because you're about to learn the proper way to reduce your cost while improving coverage.

Most larger insurance companies allow you to get pricing direct online. Obtaining pricing for Nissan Altima insurance in Greensboro is easy for anyone as you simply enter the coverage amounts you desire into the quote form. When complete, their rating system sends out for your driving record and credit report and gives you a price quote. Being able to quote online for Nissan Altima insurance in Greensboro makes it a lot easier to compare rates and it's very important to have as many quotes as possible if you are searching for the best rate.

In order to compare rates now, check out the car insurance providers below. If you have coverage now, it's recommended you input the insurance coverages exactly as they are listed on your policy. This makes sure you will have rate quotes using the exact same coverages.

The companies shown below offer quotes in North Carolina. If multiple companies are listed, we suggest you visit several of them in order to get a fair rate comparison.

Nissan Altima Insurance Cost Estimates in Greensboro, NC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Altima 2.5 4-Dr Sedan $176 $298 $256 $16 $76 $822 $69
Altima 2.5 S 4-Dr Sedan $122 $262 $240 $14 $72 $710 $59
Altima Hybrid 4-Dr Sedan $152 $318 $282 $16 $84 $852 $71
Altima 2.5 S 2-Dr Coupe $232 $516 $366 $22 $110 $1,246 $104
Altima 3.5 SR 4-Dr Sedan $128 $272 $324 $20 $96 $840 $70
Altima 3.5 SR 2-Dr Coupe $170 $374 $270 $16 $80 $910 $76
Get Your Own Custom Quote Go

Above prices assume married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and North Carolina minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Rate quotes do not factor in specific location which can alter premium rates noticeably.

Policy deductibles

One frequently asked question is which comprehensive and collision deductibles to buy. The following insurance rates help summarize the difference in cost when you buy lower versus higher physical damage deductibles. The first set of rates uses a $250 deductible for physical damage and the second price table uses a $1,000 deductible.

Nissan Altima insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Altima 2.5 4-Dr Sedan $192 $324 $250 $14 $74 $879 $73
Altima 2.5 S 4-Dr Sedan $192 $382 $250 $14 $74 $937 $78
Altima Hybrid 4-Dr Sedan $218 $382 $250 $14 $74 $963 $80
Altima 2.5 S 2-Dr Coupe $218 $382 $282 $16 $84 $1,007 $84
Altima 3.5 SR 4-Dr Sedan $218 $382 $250 $14 $74 $963 $80
Altima 3.5 SR 2-Dr Coupe $218 $440 $282 $16 $84 $1,065 $89
Get Your Own Custom Quote Go
Nissan Altima insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Altima 2.5 4-Dr Sedan $118 $204 $250 $14 $74 $660 $55
Altima 2.5 S 4-Dr Sedan $118 $240 $250 $14 $74 $696 $58
Altima Hybrid 4-Dr Sedan $134 $240 $250 $14 $74 $712 $59
Altima 2.5 S 2-Dr Coupe $134 $240 $282 $16 $84 $756 $63
Altima 3.5 SR 4-Dr Sedan $134 $240 $250 $14 $74 $712 $59
Altima 3.5 SR 2-Dr Coupe $134 $276 $282 $16 $84 $792 $66
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and North Carolina minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, multi-policy, and homeowner. Price information does not factor in Greensboro location which can affect price quotes noticeably.

We can estimate from the data above that using a $250 deductible would cost the average driver about $21 more each month or $252 annually than selecting the higher $1,000 deductible. Since you would pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you go more than 36 months between claims, you would save more money by going with a higher deductible. Here's an example of how you can come to your own conclusion.

Average monthly premium for $250 deductibles: $81
Average monthly premium for $1,000 deductibles (subtract): - $60
Monthly savings from raising deductible: $21
Difference between deductibles ($1,000 - $250): $750
Divide difference by monthly savings: $750 / $21
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 36 months

An important sidenote is that raising deductibles results in more money out-of-pocket when you have a physical damage claim. It will be required that you have a higher level of savings in the event you have to pay more for the deductible.

Take advantage of these discounts

Auto insurance companies don't always list all possible discounts in an easy-to-find place, so the following list contains a few of the more well known in addition to some of the lesser obvious savings tricks you should be using when you buy Greensboro car insurance online.Save money with discounts

Don't be shocked that some credits don't apply to the overall cost of the policy. A few only apply to specific coverage prices like collision or personal injury protection. If you do the math and it seems like all the discounts add up to a free policy, it's just not the way it works.

To view insurers with the best discounts in Greensboro, follow this link.

When should I get advice from an insurance agent?

Certain consumers just want to talk to an insurance agent and often times that is recommended The biggest benefit of comparing rate quotes online is the fact that drivers can get lower rates and also buy local. And supporting local agencies is important particularly in Greensboro.

Insurance agents in GreensboroFor easy comparison, once you complete this form (opens in new window), the quote information is transmitted to companies in Greensboro who will give you bids for your coverage. You won't need to drive around since rate quotes are delivered immediately to you. You can find lower rates without having to waste a lot of time. If for some reason you want to compare prices from a specific insurance provider, don't hesitate to search and find their rate quote page to submit a rate quote request.

Pick the best car insurance agent in Greensboro for you

If you are wanting to find an insurance agent, it's helpful to know the different agency structures from which to choose. Insurance agencies can be categorized as either exclusive or independent agents depending on their company appointments.

Independent Insurance Agents

Independent insurance agents do not work for one specific company and that enables them to quote your coverage with an assortment of companies and find you cheaper rates. To move your coverage to a new company, the business is moved internally and you don't have to find a new agent.

When comparison shopping, we recommend you get quotes from several independent insurance agents to have the best price comparison.

The following is a partial list of independent agencies in Greensboro that may be able to give you rate quotes.


5505 Adams Farm Ln - Greensboro, NC 27407 - (336) 292-9992 - View Map


2201 W Cone Blvd - Greensboro, NC 27408 - (336) 288-1956 - View Map


202 N. Van Buren Road Suite C, Eden, NC 27288 - Greensboro, NC 27407 - (336) 292-1963 - View Map

More insurance agents

Exclusive Insurance Agents

These type of agents write business for a single company like Allstate, Farmers Insurance, State Farm, and AAA. They generally cannot provide prices from multiple companies so if the price isn't competitive there isn't much they can do. These agents are well schooled on what they offer which helps them sell insurance even at higher premiums.

The following are exclusive insurance agencies in Greensboro that are able to give price quotes.


1320 Lees Chapel Rd g - Greensboro, NC 27455 - (336) 375-5920 - View Map

Pam White - State Farm Insurance Agent
2608 Oakcrest Ave - Greensboro, NC 27408 - (336) 282-1111 - View Map


603 Summit Ave #101 - Greensboro, NC 27405 - (336) 273-6363 - View Map

More insurance agents

Choosing the best car insurance agent needs to be determined by more than just the bottom line cost. The questions below may impact your decision as well.

How Car Insurance Companies Calculate Nissan Altima Insurance Prices

A large part of saving on auto insurance is knowing the factors that aid in calculating your policy premiums. When consumers understand what influences your rates, this enables informed choices that may reward you with big savings. Multiple criteria are part of the calculation when quoting car insurance. Some are obvious such as your driving record, but others are more transparent like your continuous coverage or your vehicle rating.

Why insurance is not optional

Despite the fact that insurance is not cheap in Greensboro, paying for insurance is most likely required but also gives you several important benefits.

The benefits of buying insurance definitely exceed the cost, particularly if you ever have a claim. In a recent study of 1,000 drivers, the average customer is currently overpaying as much as $869 every year so smart consumers compare quotes at every policy renewal to be sure current rates are still competitive.

Quote often and quote early

Cost effective Nissan Altima insurance can be bought online and from local insurance agents, so you should compare both to have the best chance of lowering rates. Some companies may not provide online price quotes and these smaller companies provide coverage only through independent agents.

You just learned a lot of ways to shop for Nissan Altima insurance online. The key thing to remember is the more times you quote, the better likelihood of getting cheaper Greensboro car insurance quotes. You may even find the lowest priced car insurance comes from the least-expected company. These smaller insurers often have lower premium rates on specific markets compared to the large companies like State Farm, GEICO and Nationwide.

As you quote Greensboro car insurance, it's not a good idea to buy less coverage just to save a little money. There have been many cases where an insured dropped liability coverage limits only to regret at claim time that they should have had better coverage. Your goal should be to buy enough coverage at the best price while not skimping on critical coverages.

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