How long has it been since you shopped around for more affordable Jeep Wrangler insurance in Raleigh? Sick and tired of scraping nickels together to make your insurance payment? You are in the same boat as the majority of other vehicle owners in North Carolina.

Insurance for Jeep WranglerInconceivable but true, a large majority of insurance policyholders in North Carolina have stayed with the same insurance company for over three years, and virtually 40% of consumers have never even compared rates from other companies. Most drivers in the United States could save up to 47% a year just by getting comparison quotes, but they just don't understand how easy it is to shop their coverage around.

Companies like Allstate, Liberty Mutual and State Farm constantly blast consumers with advertising and consumers find it hard to see past the geckos and flying pigs and do the work needed to find the best deal.

You should take the time to quote other rates before your next renewal because insurance prices are rarely the same from one policy term to another. Even if you think you had the lowest rates on Jeep Wrangler insurance in Raleigh a year ago you can probably find a lower rate today. Block out anything you think you know about insurance because I'm going to teach you one of the quickest ways to properly buy coverages and cut your premium.

Companies offering Jeep Wrangler insurance in North Carolina

The companies shown below have been selected to offer quotes in North Carolina. If multiple companies are shown, we recommend you click on several of them to get the cheapest price.

Jeep Wrangler Insurance Rate Estimates in Raleigh, NC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Wrangler Sport 4WD 2-Dr $80 $108 $234 $14 $70 $506 $42
Wrangler Unlimited Sport 2WD 4-Dr $124 $154 $320 $18 $96 $712 $59
Wrangler Sport Islander Package 4WD 2-Dr $160 $312 $262 $16 $78 $828 $69
Wrangler Unlimited Sport 4WD 4-Dr $166 $204 $326 $20 $98 $814 $68
Wrangler Sahara 4WD 2-Dr $210 $366 $302 $18 $90 $986 $82
Wrangler Unlimited Sport Islander Package 4WD 4-Dr $102 $128 $326 $20 $98 $674 $56
Wrangler Unlimited Sahara 2WD 4-Dr $214 $250 $312 $18 $94 $888 $74
Wrangler Rubicon 4WD 2-Dr $188 $306 $302 $18 $90 $904 $75
Wrangler Unlimited Sahara 4WD 4-Dr $194 $292 $320 $18 $96 $920 $77
Wrangler Unlimited Rubicon 4WD 4-Dr $238 $366 $376 $22 $112 $1,114 $93
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Data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and North Carolina minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Table data does not factor in specific Raleigh garaging location which can raise or lower auto insurance rates noticeably.

Gender differences in car insurance premiums

The example below shows the comparison of Jeep Wrangler auto insurance costs for male and female drivers. Data assumes no claims, a clean driving record, comp and collision included, $1,000 deductibles, drivers are single, and no discounts are applied to the premium.

Comparison of policy deductibles

When comparing car insurance rates, the most common question is how high should your deductibles be. The tables below may aid in understanding the rate differences of buying low and high insurance deductibles. The first table uses a $250 deductible for comprehensive and collision coverage and the second rate table uses a $1,000 deductible.

Jeep Wrangler insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Wrangler Sport 4WD 2-Dr $168 $208 $250 $14 $74 $739 $62
Wrangler Unlimited Sport 2WD 4-Dr $168 $208 $312 $18 $94 $825 $69
Wrangler Sport Islander Package 4WD 2-Dr $168 $266 $250 $14 $74 $797 $66
Wrangler Unlimited Sport 4WD 4-Dr $192 $208 $312 $18 $94 $849 $71
Wrangler Sahara 4WD 2-Dr $192 $266 $250 $14 $74 $821 $68
Wrangler Unlimited Sport Islander Package 4WD 4-Dr $192 $208 $312 $18 $94 $849 $71
Wrangler Unlimited Sahara 2WD 4-Dr $192 $208 $312 $18 $94 $849 $71
Wrangler Rubicon 4WD 2-Dr $192 $266 $250 $14 $74 $821 $68
Wrangler Unlimited Sahara 4WD 4-Dr $192 $266 $312 $18 $94 $907 $76
Wrangler Unlimited Rubicon 4WD 4-Dr $218 $266 $312 $18 $94 $933 $78
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Jeep Wrangler insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Wrangler Sport 4WD 2-Dr $104 $132 $250 $14 $74 $574 $48
Wrangler Unlimited Sport 2WD 4-Dr $104 $132 $312 $18 $94 $660 $55
Wrangler Sport Islander Package 4WD 2-Dr $104 $168 $250 $14 $74 $610 $51
Wrangler Unlimited Sport 4WD 4-Dr $118 $132 $312 $18 $94 $674 $56
Wrangler Sahara 4WD 2-Dr $118 $168 $250 $14 $74 $624 $52
Wrangler Unlimited Sport Islander Package 4WD 4-Dr $118 $132 $312 $18 $94 $674 $56
Wrangler Unlimited Sahara 2WD 4-Dr $118 $132 $312 $18 $94 $674 $56
Wrangler Rubicon 4WD 2-Dr $118 $168 $250 $14 $74 $624 $52
Wrangler Unlimited Sahara 4WD 4-Dr $118 $168 $312 $18 $94 $710 $59
Wrangler Unlimited Rubicon 4WD 4-Dr $134 $168 $312 $18 $94 $726 $61
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and North Carolina minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Information does not factor in specific location which can revise rates significantly.

Based on the figures above, using a $250 deductible costs roughly $15 more each month or $180 a year than quoting the higher $1,000 deductible. Due to the fact that you would have to pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you average at a minimum 50 months between claim filings, you would more than likely save some money by selecting a higher deductible.

How to calculate if a higher deductible is a good decision

Average monthly premium for $250 deductibles: $70
Average monthly premium for $1,000 deductibles (subtract): - $55
Monthly savings from raising deductible: $15
Difference between deductibles ($1,000 - $250): $750
Divide difference by monthly savings: $750 / $15
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 50 months

One thing to note is that a higher deductible results in more money out-of-pocket when you do file a claim. That will force you to have some funds available in the event you have to pay more for the deductible.

Determine discounts to get cheap Raleigh insurance rates

Insurance is easily one of your largest bills, but there's a good chance there are discounts that you may not even know about. Certain discounts will be triggered automatically when you quote, but some need to be inquired about in order for you to get them.Insurance discounts

Discounts reduce rates, but you should keep in mind that most credits do not apply to all coverage premiums. The majority will only reduce the price of certain insurance coverages like liability, collision or medical payments. Just because you may think having all the discounts means you get insurance for free, it doesn't quite work that way.

A few of the larger companies and a summarized list of policyholder discounts can be read below.

When getting free Raleigh car insurance quotes, it's a good idea to all companies you are considering the best way to save money. Some discounts listed above may not be available in Raleigh. To find providers that offer discounts in Raleigh, follow this link.

Components of Your Jeep Wrangler Insurance Costs

A large part of saving on insurance is knowing some of the things that are used to determine insurance rates. When you understand what impacts premium levels, this allows you to make good choices that may result in better insurance rates.

Get rate quotes but still have a local neighborhood Raleigh car insurance agent

A lot of people just prefer to get advice from a local agent and that is a personal choice. A good thing about comparing rate quotes online is that drivers can save money and get the best rates and also buy local. Buying insurance from neighborhood insurance agencies is definitely important in Raleigh.

Upon completion of this quick form, the coverage information is immediately sent to agents in your area that give free quotes for your coverage. It simplifies rate comparisons since you won't have to find an agent as quotes are delivered directly to you. You can get cheaper car insurance rates AND a local agent. If you have a need to compare prices from one company in particular, don't hesitate to navigate to their website and give them your coverage information.

The following is a short list of car insurance companies in Raleigh that may be able to provide price quotes for Jeep Wrangler insurance in Raleigh.


2010 New Bern Ave - Raleigh, NC 27610 - (919) 255-6210 - View Map


309 W Millbrook Rd #151 - Raleigh, NC 27609 - (919) 786-1960 - View Map


5540 Centerview Dr - Raleigh, NC 27606 - (919) 285-4732 - View Map


617 Oberlin Rd - Raleigh, NC 27605 - (919) 571-4335 - View Map

More insurance agents

Deciding on an provider is decision based upon more than just a cheap price. The following questions are important to ask.

Upon getting positive responses to your questions and an acceptable price quote, you have narrowed it down to an provider that can properly service your car insurance policy.

Frequent quotes can save

We just covered many ways to shop for Jeep Wrangler insurance online. It's most important to understand that the more quotes you get, the higher the chance of saving money. Consumers could even find that the most savings is with the least-expected company. These companies can often provide lower car insurance rates in certain areas as compared to the big name companies such as State Farm, GEICO and Nationwide.

While you're price shopping online, you should never buy poor coverage just to save money. There are many occasions where drivers have reduced physical damage coverage to discover at claim time they didn't purchase enough coverage. The goal is to purchase a proper amount of coverage at the best cost and still be able to protect your assets.

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