Discount Porsche 911 insuranceAre you looking for the cheapest Porsche 911 insurance in Raleigh? Shopping for the lowest price Raleigh Porsche 911 insurance quotes online can appear to be somewhat intimidating for consumers new to comparing rates and buying auto insurance on the web. With literally dozens of insurance companies available, how are consumers able to have the ability to compare every one to find the best available rates?

Amazingly, a recent NerdWallet.com study showed that nearly 70% of customers have stayed with the same insurance company for over three years, and just short of a majority have never compared rates with other companies. American drivers can save hundreds of dollars each year, but they underestimate how much savings they would realize if they changed companies.

Best Porsche 911 insurance price quotes in North Carolina

The following companies are our best choices to provide free quotes in North Carolina. If multiple companies are listed, it's highly recommended you click on several of them to get the cheapest price.

Porsche 911 Insurance Rate Estimates in Raleigh, NC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $324 $732 $250 $14 $74 $1,394 $116
911 Carrera 4 2-Dr Coupe $222 $386 $326 $20 $98 $1,052 $88
911 Carrera 2 Cabriolet 2-Dr Convertible $402 $732 $278 $16 $84 $1,512 $126
911 Carrera 2 S 2-Dr Coupe $250 $484 $254 $16 $76 $1,080 $90
911 Carrera 4 Cabriolet 2-Dr Convertible $188 $436 $276 $16 $82 $998 $83
911 Carrera 4S 2-Dr Coupe $244 $556 $234 $14 $70 $1,118 $93
911 Carrera Targa 2-Dr Coupe $244 $556 $234 $14 $70 $1,118 $93
911 Carrera 2 S 2-Dr Convertible $272 $658 $240 $14 $72 $1,256 $105
911 Carrera 4S Cabriolet 2-Dr Convertible $182 $398 $240 $14 $72 $906 $76
911 Carrera Targa S 2-Dr Coupe $328 $758 $324 $20 $96 $1,526 $127
911 GT3 2-Dr Coupe $240 $458 $326 $20 $98 $1,142 $95
911 GT3 RS 2-Dr Coupe $274 $654 $282 $16 $84 $1,310 $109
911 Turbo 2-Dr Coupe $242 $494 $250 $14 $74 $1,074 $90
911 Turbo 2-Dr Convertible $334 $836 $198 $12 $60 $1,440 $120
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Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and North Carolina minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Price estimates do not factor in vehicle garaging location which can influence prices considerably.

Violations and accidents raise rates

The illustration below illustrates how traffic citations and at-fault collisions can affect Porsche 911 insurance prices for each different age category. Data assumes a married male driver, comprehensive and collision coverage, $500 deductibles, and no policy discounts are applied.

Higher deductibles save money

The chart below illustrates how your deductible choice and can raise or lower Porsche 911 insurance premiums for each age group. The data assumes a married female driver, full coverage, and no discounts are taken into consideration.

How high should deductibles be?

One of the most common car insurance questions is how high should the physical damage deductibles be. The rates shown below can help illustrate how much more you'll pay when you select higher and lower comp and collision deductibles. The first rate comparisons uses a $250 deductible and the second price grid uses a $1,000 deductible.

Porsche 911 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $292 $614 $250 $14 $74 $1,269 $106
911 Carrera 4 2-Dr Coupe $316 $614 $250 $14 $74 $1,293 $108
911 Carrera 2 Cabriolet 2-Dr Convertible $316 $614 $212 $12 $64 $1,243 $104
911 Carrera 2 S 2-Dr Coupe $316 $614 $250 $14 $74 $1,293 $108
911 Carrera 4 Cabriolet 2-Dr Convertible $316 $614 $212 $12 $64 $1,243 $104
911 Carrera 4S 2-Dr Coupe $316 $670 $250 $14 $74 $1,349 $112
911 Carrera Targa 2-Dr Coupe $316 $670 $250 $14 $74 $1,349 $112
911 Carrera 2 S 2-Dr Convertible $316 $670 $212 $12 $64 $1,299 $108
911 Carrera 4S Cabriolet 2-Dr Convertible $340 $614 $212 $12 $64 $1,267 $106
911 Carrera Targa S 2-Dr Coupe $340 $670 $250 $14 $74 $1,373 $114
911 GT3 2-Dr Coupe $340 $728 $250 $14 $74 $1,431 $119
911 GT3 RS 2-Dr Coupe $390 $786 $250 $14 $74 $1,539 $128
911 Turbo 2-Dr Coupe $390 $786 $250 $14 $74 $1,539 $128
911 Turbo 2-Dr Convertible $390 $844 $212 $12 $64 $1,547 $129
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Porsche 911 insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $180 $386 $250 $14 $74 $904 $75
911 Carrera 4 2-Dr Coupe $196 $386 $250 $14 $74 $920 $77
911 Carrera 2 Cabriolet 2-Dr Convertible $196 $386 $212 $12 $64 $870 $73
911 Carrera 2 S 2-Dr Coupe $196 $386 $250 $14 $74 $920 $77
911 Carrera 4 Cabriolet 2-Dr Convertible $196 $386 $212 $12 $64 $870 $73
911 Carrera 4S 2-Dr Coupe $196 $422 $250 $14 $74 $956 $80
911 Carrera Targa 2-Dr Coupe $196 $422 $250 $14 $74 $956 $80
911 Carrera 2 S 2-Dr Convertible $196 $422 $212 $12 $64 $906 $76
911 Carrera 4S Cabriolet 2-Dr Convertible $210 $386 $212 $12 $64 $884 $74
911 Carrera Targa S 2-Dr Coupe $210 $422 $250 $14 $74 $970 $81
911 GT3 2-Dr Coupe $210 $458 $250 $14 $74 $1,006 $84
911 GT3 RS 2-Dr Coupe $242 $494 $250 $14 $74 $1,074 $90
911 Turbo 2-Dr Coupe $242 $494 $250 $14 $74 $1,074 $90
911 Turbo 2-Dr Convertible $242 $532 $212 $12 $64 $1,062 $89
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and North Carolina minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, safe-driver, and multi-vehicle. Premium costs do not factor in Raleigh location which can change insurance rates greatly.

Based on this data, using a $250 deductible costs about $33 more each month or $396 a year than choosing the higher $1,000 deductible. Since the policyholder would be required to pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you tend to go at a minimum 23 months between claim filings, you would come out ahead if you opt for a higher deductible.

How to Lower Your Insurance Prices

Lots of factors are part of the equation when premium rates are determined. Most are fairly basic like your driving record, although some other factors are less obvious like where you live or your commute time.

Porsche 911 insurance discounts in Raleigh

Some insurance providers don't always advertise all their discounts very well, so the following is a list of a few of the more common and the harder-to-find discounts that you may qualify for.Discount auto insurance

As is typical with insurance, many deductions do not apply to all coverage premiums. Most only cut the price of certain insurance coverages like physical damage coverage or medical payments. So even though it sounds like all those discounts means the company will pay you, it just doesn't work that way.

For a list of insurers offering auto insurance discounts in Raleigh, follow this link.

Should I talk to an insurance agency?

A lot of people still prefer to get professional advice from a licensed agent and that can be a smart move A good thing about price shopping on the web is that drivers can save money and get better rates but also keep your business local.

Find insurance agent in RaleighOnce you complete this simple form, the coverage information is transmitted to local insurance agents in Raleigh that provide free Raleigh auto insurance quotes for your insurance coverage. You won't even need to contact an agency since price quotes are sent straight to your inbox. You'll get the best rates and work with a local agent. If you wish to get a comparison quote from one company in particular, just go to their quote page and fill out their quote form.

Picking the best provider requires more thought than just a cheap quote. A good agent in Raleigh will have answers to these questions.

If you need to find a reputable agency, it's helpful to know the types of insurance agents and how they can write your policy. Agencies in Raleigh are considered either independent or exclusive.

Exclusive Insurance Agents

Exclusive insurance agents have only one company to place business with like Farmers Insurance and State Farm. Exclusive agents cannot provide rate quotes from other companies so they have to upsell other benefits. Exclusive agents are well schooled on their company's products and that allows them to sell at a higher price point. Consumers often purchase coverage from exclusives mainly due to the prominence of the brand rather than low price.

Below are exclusive agencies in Raleigh that are able to give price quotes.

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Independent Insurance Agencies

These type of agents are not employed by one company and that is an advantage because they can write policies with multiple insurance companies and find you cheaper rates. If prices rise, the agent simply finds a different carrier and you can keep the same agent. If you are comparing insurance prices, you need to get some free quotes from independent agents to have the most options to choose from. Many can place coverage with mutual insurance companies which can be an advantage.

Shown below is a list of independent agents in Raleigh willing to provide comparison quotes.

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Advertising and auto insurance

State Farm, Allstate and GEICO regularly use ads on television and other media. They all make an identical promise about saving some big amount after switching your coverage to them. How is it plausible that every one can save you money on Porsche 911 insurance in Raleigh? This is the way they can do it.

Most companies have specific criteria for the type of customer they prefer to insure. One example of a desirable insured might be described as over the age of 50, owns a home, and has a high credit rating. A customer getting a price quote that matches those criteria will most likely get cheap car insurance rates and as a result will probably save when switching.

Insureds who are not a match for those standards will be charged a higher premium and business going elsewhere. The trick companies use is to say "customers who switch" not "all people who quote" can save as much as they claim. This is how insurance companies can confidently state the savings. This emphasizes why you absolutely need to get as many free Raleigh auto insurance quotes as possible. It's not possible to predict which auto insurance company will have the lowest prices for your situation.

Get the best coverage at the most affordable price

As you restructure your insurance plan, it's not a good idea to skimp on critical coverages to save a buck or two. In many instances, consumers will sacrifice collision coverage only to regret that they should have had better coverage. Your goal should be to purchase a proper amount of coverage for the lowest cost and still be able to protect your assets.

We just covered a lot of information how to get a better price on Porsche 911 insurance in Raleigh. It's most important to understand that the more price quotes you have, the more likely it is that you will get a better rate. You may even discover the lowest rates are with an unexpected company.

People leave their current company for any number of reasons including high rates after DUI convictions, not issuing a premium refund, policy non-renewal or even being labeled a high risk driver. Whatever your reason, finding the right insurance provider is not as difficult as it may seem.

For more information, feel free to browse the resources below: